JanSamarth portal: finding and applying for credit-linked schemes
Use the government portal to screen schemes, check indicative eligibility and route an application to participating lenders.
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Government schemes
Search practical, plain-language information and verify scheme terms at official sources.
30 results
Stand-Up India overview
Loan facilitation for eligible greenfield enterprises.
Read guide →Prime Minister Employment Generation Programme (PMEGP)
Credit-linked support for eligible new micro-enterprises.
Read guide →Pradhan Mantri MUDRA Yojana overview
A high-level guide to MUDRA-linked finance for eligible micro enterprises.
Read guide →Credit Guarantee Fund Trust for Micro and Small Enterprises
An introductory overview of credit-guarantee support for eligible micro and small enterprises.
Read guide →Animal Husbandry Infrastructure Development Fund
Finance-linked support for eligible animal-husbandry infrastructure, including dairy, meat, feed, breeding and waste-to-wealth projects.
Read guide →Kisan Credit Card for animal husbandry and fisheries
Short-term revolving credit support for eligible dairy, livestock, poultry and fisheries activities through the Kisan Credit Card framework.
Read guide →PM-MKSSY support for fisheries microenterprises
Formalisation, finance access, insurance and performance support for eligible fisheries-sector participants and microenterprises.
Read guide →PM Matsya Sampada Yojana fisheries support
Government support for eligible fisheries, aquaculture, infrastructure, post-harvest and fisher-welfare activities under PMMSY.
Read guide →NLM feed and fodder enterprise support
Support for eligible fodder production, processing, storage and value-addition enterprises under the National Livestock Mission.
Read guide →NLM piggery entrepreneurship
National Livestock Mission support for eligible pig-breeding and piggery entrepreneurship projects.
Read guide →NLM rural poultry entrepreneurship
National Livestock Mission assistance for eligible rural poultry breed-development enterprises.
Read guide →NLM sheep and goat farming entrepreneurship
National Livestock Mission support for eligible sheep and goat breeding entrepreneurship projects.
Read guide →PM Vishwakarma artisan credit support
Integrated support for eligible traditional artisans and craftspeople, including skills, toolkit assistance and concessional enterprise credit.
Read guide →PM SVANidhi scheme for street vendors
Working-capital support for eligible urban street vendors under the Government of India PM SVANidhi programme.
Read guide →Loan against property guide
A guide to secured borrowing against residential or eligible commercial property for permitted personal or business purposes.
Read guide →Plot purchase and construction loan guide
Understand loans for buying a residential plot and constructing a home, including land-title checks and construction timelines.
Read guide →Home loan balance transfer guide
Evaluate transferring an existing home loan by comparing the new rate, remaining tenure, charges and genuine break-even savings.
Read guide →Home loan guide for purchase or construction
A practical guide to financing a house purchase, flat purchase or residential construction while checking affordability and property documents.
Read guide →Electric vehicle and green car loan guide
A guide to loans for electric cars, including lender concessions, eligible vehicles, charging costs and total ownership comparison.
Read guide →New car loan guide
Understand financing for a new car, including down payment, loan-to-value, tenure, total interest and vehicle hypothecation.
Read guide →Personal loan comparison guide
A practical guide to unsecured personal loans for planned expenses or emergencies, including eligibility, costs and comparison points.
Read guide →PM-Vidyalaxmi education loan scheme
Collateral-free and guarantor-free education loans for meritorious students admitted to eligible quality higher education institutions in India.
Read guide →Agriculture Infrastructure Fund (AIF) Scheme
The Agriculture Infrastructure Fund (AIF) is a Central Sector Scheme providing medium-to-long-term debt financing for post-harvest management infrastructure and community farming assets. It offers a 3% annual interest subvention on eligible loans up to ₹2 Crore for a maximum of 7 years, along with credit guarantee coverage under CGTMSE/NABSanrakshan.
Read guide →National SC-ST Hub
Capacity-building and market-access support for eligible SC/ST entrepreneurs.
Read guide →SFURTI: Traditional Industries
Cluster development support for traditional industries and artisans.
Read guide →ASPIRE: Innovation and Rural Entrepreneurship
Support for innovation, incubation and rural enterprise development.
Read guide →MSE Cluster Development Programme
Cluster support for common facilities, infrastructure and competitiveness.
Read guide →MSME Sustainable (ZED) Certification
Quality and sustainability support for MSMEs.
Read guide →Procurement and Marketing Support Scheme
Support intended to improve MSE market access and product visibility.
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