Stand-Up India facilitates eligible bank loans for greenfield enterprises promoted by women and SC/ST entrepreneurs. Greenfield generally means the beneficiary first venture in the relevant manufacturing, services, trading or eligible allied-agriculture activity under current rules.

Readiness steps
1. Confirm applicant category, age, control and ownership requirements and greenfield status.
2. Decide the legal constitution and ensure the eligible entrepreneur maintains the required shareholding and control where the borrower is not an individual.
3. Prepare project cost, location, quotations, licences, means of finance, contribution, working-capital need and repayment projections.
4. Obtain registrations and identify handholding needs such as training, DPR preparation or margin support.

Application path
1. Review current rules on the official Stand-Up India/Stand-Up Mitra channel or participating bank.
2. Complete the eligibility and handholding assessment.
3. Apply through the portal, a bank branch or the authorised channel stated by the scheme.
4. Submit project and promoter evidence and complete bank appraisal.
5. Review composite-loan structure, contribution, security or guarantee, interest, moratorium and repayment.
6. Complete pre-disbursement conditions, establish the unit and retain end-use evidence.

The portal facilitates access; the lender independently appraises and sanctions the loan.